Find your Wealth Score

According to Liz Pulliam Weston, one's wealth score is the indicator of a (wo)man's financial progress. It's an easy, 3-step process that looks like this:

1. Add up lifetime earnings...put away the calculators please, this figure can be found on your yearly Social Security statement.
2. Calculate your networth.
3. Divide your networth (#2) by your lifetime earnings (#1).

As you get older and progress in your career, your desired ratio should increase accordingly. Per a financial planner that Pulliam consulted, the recommended ratios are as follows:

Early career	0-25%
Mid-career	25-100%
Close to retirement	100-200%

Having saved this MSN Money article since it was first published, I am now armed with my SS statement and able to put this simple calculation to use. And now, without further ado, my current wealth score is in....drumroll please!....the mid-career range! Now that's encouraging.